The 4% Rule and FIRE: What early retirees should know
The 4% rule has become the unofficial gospel of the FIRE movement. Save 25 times your annual expenses, withdraw 4% each year, and you’re set
Asher Rogovy
December 2, 2025
The 4% rule has become the unofficial gospel of the FIRE movement. Save 25 times your annual expenses, withdraw 4% each year, and you’re set
The federal government has announced significant changes to retirement contribution limits, tax brackets, and other key financial planning numbers for 2025. While some adjustments reflect
Portfolio concentration risk develops quietly. A single stock performs exceptionally well, your employer grants you stock options year after year, or you inherit shares from
November brings Election Day. But if you own stocks, you actually have voting opportunities throughout the year. Many shareholders never realize they possess this power.
Index funds have become the default investment choice for millions of Americans. Their low fees and simplicity appeal to investors at every level. Financial media
You’re weighing two job offers. Both companies offer competitive salaries and good benefits. But one is an early-stage startup offering stock options. The other is
Fixed-income investors face a challenging environment. Traditional bonds struggle to keep pace with inflation. Meanwhile, residential solar panels can quietly deliver double-digit returns for homeowners
Valuations remain at record highs The stock market reached new heights over the past three months, with major indices hitting all-time records despite ongoing economic
Many mutual fund investors pay more in fees than they realize. These costs come directly out of investment returns, reducing an 8% gain to 7%
President Trump signed an executive order on August 7, 2025 directing federal agencies to allow private equity investments in 401(k) plans. This opens the door