Key takeaways The Bessembinder study is rigorous research, but the popular MarketWatch interpretation oversimplifies it into “stock picking is a lottery, so buy index funds.”
Key takeaways Passive funds now hold over 55% of U.S. fund assets, but their popularity doesn’t eliminate structural risks. The top 10 S&P 500 holdings
Key takeaways Most robo-advisors build portfolios from a handful of ETFs based on a short questionnaire. S&P 500 index concentration has reached historic levels, meaning
Key takeaways The S&P 500’s top 10 stocks already account for roughly 40% of the index, and SpaceX’s IPO at $1.75 trillion could push concentration
Index funds have become the default investment choice for millions of Americans. Their low fees and simplicity appeal to investors at every level. Financial media
Many mutual fund investors pay more in fees than they realize. These costs come directly out of investment returns, reducing an 8% gain to 7%
President Trump signed an executive order on August 7, 2025 directing federal agencies to allow private equity investments in 401(k) plans. This opens the door
Target date funds dominate retirement saving today. According to the Investment Company Institute, 60% of 401(k) participants hold target date funds, with younger participants investing
When it comes to investing your hard-earned money, you want to ensure that you’re getting the most value for your dollar. However, many investors unknowingly
