mag·ni·fy
fi·nance
The right guidance helps you reach new heights on your financial journey, and we’re there for every step of the climb.
FIRE isn’t just about hitting a number. It’s about building a life where work becomes optional. That takes more than a brokerage account. It takes a plan that accounts for taxes, healthcare, withdrawals, and the curveballs life throws along the way.
We build comprehensive financial plans designed around your specific timeline, your goals, and your definition of “enough.”
Index funds were designed for diversification. But today’s most popular indexes have become top-heavy and dominated by a handful of mega-cap names. If your portfolio tracks the S&P 500 or NASDAQ 100, you may have much more concentration risk than you realize.
We build portfolios around a core market allocation, optimized to reduce rebalancing friction and avoid unnecessary drag. Alongside that core, we maintain a selective allocation to individual stocks chosen for quality, valuation, and diversification benefit. This dual passive/active approach diversifies not just your holdings, but your strategy itself and targets better outcomes.
We build portfolios around your timeline, not a generic retirement age. Your independence date drives every decision.
Market swings are inevitable. We help you stay invested and stay calm, with a strategy built to weather uncertainty.
Your portfolio and your financial plan should work with each other. We make sure they do.
From taxes to market risk, we think ahead so you’re not caught off guard.
Roth conversions, asset location, capital gains harvesting. We look for opportunities across years, not just at filing time.
The years between early retirement and Medicare/Social Security require different strategies. We plan specifically for that window.
Take our brief survey to learn if our advisory services are the best match for your financial goals and situation, and see if we should move forward together.
Schedule a no-cost consultation to discuss your financial goals and explore how we can help you build a personalized investment strategy.
We start with the understanding that FIRE timelines are shorter and more aggressive than traditional retirement. That means we focus on owning quality companies at reasonable valuations, avoiding the frothiest parts of the market, while staying fully invested for long-term growth. We’re not trying to time the market, but we are intentional about what we own and why.
Both. We’re investment specialists, but FIRE requires more than good stock picks. It requires a plan. We help with savings targets, tax strategy, withdrawal projections, and the broader roadmap from where you are now to the day you walk away from work.
The earlier you start, the more options you have. Small adjustments now can compound into meaningful differences down the road. Even if your FIRE date is decades away, having a clear investment strategy and financial plan in place helps you make better decisions along the way.
It’s a useful starting point, but it was designed for a 30-year retirement. If you’re retiring at 40 or 45, you may need a more flexible approach. We can help you stress-test your withdrawal rate against your actual timeline and goals.
